Local Weather Information for Fayetteville, Fort Bragg and Hope Mills, North Carolina Provided by Jennifer Castillo

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Weather: Fayetteville, Fort Bragg and Hope Mills North Carolina home buying, real estate listings, and homes for sale in Cumberland County, NC

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Let’s face it--the phrase “We enjoy four full seasons” is often a euphemism for
“Br-r-r-r! it's cold and snowy in the winter.”
I don’t know about you, but I can live without that!
If I want snow, I will travel to a ski resort!

Here in the Fayetteville, Fort Bragg and Hope Mills area we are blessed with a climate that is warm enough to enjoy the great outdoors almost year round.
Although we do have a winter, it is relatively short and mild. Mostly this area is known for warmth and sun. Feel free to peek at the local forecast via the web site featured on this page.

Request my Free Fayetteville, Fort Bragg and Hope Mills area Relocation Package. It's packed full of useful and important information. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...

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Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Q	During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?
A	The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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Jennifer Castillo, REALTOR®, real estate agentss and broker for Fayetteville, Fort Bragg and Hope Mills North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jennifer Castillo/Broker Associate
Realty World, Integrity First
3820 Raeford Road
Fayetteville, NC 28304
Madison Who's Who Executive and Professional
Direct Line: 910-237-3411
Direct Line: 910-237-8516
Fax: 910-323-0284
Email: onlinehomes4you@gmail.com
Who is really Number One? MY CLIENTS! I am committed to serving you! Serving Fayetteville, Hope Mills, Fort Bragg, Raeford and surrounding areas. I understand the stress of moving, I also understand that a home is more than a house. It is a place we bring our dreams to life and where memories live. A place we raise our children, the nest we nudge them out of then welcome them back again and again. It is a place of our own. I listen and act accordingly making me the best in Fayetteville for you. I get to know you personally and make it my business to ensure that you get the BEST. So let me guide you through all your real estate journeys, whether it is Selling, Buying,or Relocating. SELLING HOMES TODAY FOR YOUR TOMORROW!!!

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