Selling Homes Today For Your Tomorrow. Call Jennifer Castillo today (910)237-3411.

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From Our Affiliates: Fayetteville, Fort Bragg and Hope Mills North Carolina home buying, real estate listings, and homes for sale in Cumberland County, NC

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What land did the U.S. Government buy for $7.2 million?
A	The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Jennifer Castillo, REALTOR®, real estate agentss and broker for Fayetteville, Fort Bragg and Hope Mills North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jennifer Castillo/Broker Associate
Realty World, Integrity First
3820 Raeford Road
Fayetteville, NC 28304
Madison Who's Who Executive and Professional
Direct Line: 910-237-3411
Direct Line: 910-670-8080
Fax: 910-323-0284
Email: onlinehomes4you@gmail.com
Who is really Number One? MY CLIENTS! I am committed to serving you! Serving Fayetteville, Hope Mills, Fort Bragg, Raeford and surrounding areas. I understand the stress of moving, I also understand that a home is more than a house. It is a place we bring our dreams to life and where memories live. A place we raise our children, the nest we nudge them out of then welcome them back again and again. It is a place of our own. I listen and act accordingly making me the best in Fayetteville for you. I get to know you personally and make it my business to ensure that you get the BEST. So let me guide you through all your real estate journeys, whether it is Selling, Buying,or Relocating. SELLING HOMES TODAY FOR YOUR TOMORROW!!!

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